Referring to the article on ET people who were affected by the Balasore Train accident could have got some solace if they had paid the extra 35 paise as a part of insurance while buying the tickets. They would have got death benefit of 10 lakh, permanent disability 10 lakh, hospitalization coverage 2 lakh and Transportation of mortal remains INR 10,000. So this is just one example and one case.

How often do we select that insurance option while booking tickets? Now that we know about it we can definitely add this extra few paise or rupees while buying a train ticket or bus ticket. But most often for flight tickets the insurance part would be more. So we might not choose that option. But remember risk is also more while flying. So better to opt for that every time that option is there. Now we need to cross check of all the people who opted for that how many get the benefit and how soon. Because the family members might not even be aware if they had opted for that or not!! Not everyone buys tickets online. Hope Government compensates everyone affected by the accident.